Dallas/Ft. Worth and Northeast Tarrant County, Texas Real Estate Agent - About The Folsom Team

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Welcome > Agent Info > Who Is Dave Folsom? ...

Who Is Dave Folsom?

I am a native Texan. My wife, Paula, and I reared our family here in Texas. I started in business for myself while still quite young. My parents encouraged the ideals of honesty in business, believing in the Texas tradition of "Your word in a handshake". This has always been my philosophy in life and in business. I inherited a practical eye for detail and good design from my father who was an architect. This has been enormously helpful in my career in residential real estate.


Proud Grandfather with First Grandson

My previous career was in the restaurant industry, and we enjoyed living all over the United States. Twenty-two moves in eighteen years certainly gave us insight into the difficulties of relocation: the details of relocating can be totally overwhelming and timing is key to the whole process. Our goal with every client is to minimize those relo headaches by keeping the process on a smooth track with details and direction, and experienced advice.


	Enjoying a Day on the Course

Beyond business, or rather in combination with it, is my second passion: the game of golf. The Folsom foursome has been playing since the boys were young. The values of honesty and responsibility taught in the game of golf are also guiding principals in the way we conduct our business.


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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What price range is considered upscale or high-end in residential real estate?
A	The price range varies depending on the local market, but upscale homes are in the top 10% of an MLS area's annual home sales.
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The Folsom Team, REALTOR®, real estate agent and broker for Dallas/Ft. Worth and Northeast Tarrant County, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Folsom Team
Keller Williams Realty
850 E. Hwy 114, Suite 100
Southlake, TX 76092
Direct: 817-442-5443
Toll Free: 877-442-5443
davefolsom@NUMBER1EXPERT.com
Dave Folsom and The Folsom Team have been assisting home buyers and home sellers in this area since 1985. Clients often say it was their most successful and pleasant experience. The Folsom Team offers a complete staff of professionals dedicated to personal service and the latest in technology to save you time and money.

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